Medicare help · The Tri-Cities & Southeast Washington
Lourdes Health in town, Kadlec and Trios across the river, and one of the largest dual-eligible and Spanish-speaking Medicare populations in eastern Washington.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Pasco
Pasco’s hospital is Lourdes Medical Center, and like the rest of the Tri-Cities its residents cross to Kadlec in Richland and Trios in Kennewick for much of their specialty care. Franklin County’s Advantage menu is moderate and its plans contract separately with the three hospitals, so the network question is which of them a plan includes; for tertiary care it is Spokane or Seattle.
Franklin County has one of the largest populations in eastern Washington with both Medicare and Apple Health, and a large Spanish-speaking senior community. Dual Special Needs Plans, the Medicare Savings Programs that pay the Part B premium, and Extra Help are central to the conversation here, and we are glad to include a bilingual family member in it.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
West Pasco, Road 68, Riverview, downtown Pasco, Burbank, Connell, Mesa, Eltopia.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Already have a Medigap policy? Washington lets you change it any time of year.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — so whether UW Medicine, Providence, MultiCare or Kaiser is in it matters as much as the price.
How Advantage worksMedigap pairs with Original Medicare and lets you see any provider in the country that accepts Medicare — and in Washington you can change plans any time.
How Medigap worksStandalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksAdvantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Apple Health.
About SNPsQuestions from Pasco
Franklin County typically offers a moderate Medicare Advantage menu, including Dual Special Needs Plans, plus every Medigap carrier in Washington and the full Part D lineup. We compare what is sold at your address.
A Dual Special Needs Plan can coordinate both at $0 plan premium, and the Medicare Savings Programs can pay your Part B premium with income limits only for 2026. See our Apple Health page; we are glad to include your family in the conversation.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Nearby
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, WA License #1010707), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 13, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Washington SHIBA at 800-562-6900.