Medicare help · Maui County: Maui, Molokai & Lanai
South Maui’s retiree corridor — Kihei, Wailea and Makena — has Kaiser’s Kihei clinic in town, Maui Memorial twenty minutes away, and a large population that split the year with the mainland before settling here.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Kihei
Kihei residents have Maui County’s Medicare menu: Kaiser Permanente Senior Advantage on the island of Maui, HMSA’s neighbor island Akamai Advantage plans, some national carriers, every Medigap company licensed in Hawaii and the full Part D lineup. Kaiser’s Kihei Clinic handles primary care for Kaiser members; everyone’s hospital is Maui Memorial in Wailuku; specialty care beyond it usually means Oahu.
South Maui has many retirees who moved from the mainland or still keep a place there. A Medigap policy works in both places; an Advantage plan is tied to Maui County and generally covers only emergencies elsewhere. We compare with your calendar as well as your doctors.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
Kihei, Wailea, Makena, Maalaea, North Kihei, Maui Meadows.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Moving to another island or losing a plan opens a Special Enrollment Period.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — in Hawaii that usually means choosing between Kaiser, HMSA and a few national carriers, island by island.
How Advantage worksMedigap pairs with Original Medicare and lets you see any provider that accepts Medicare — Queen’s, Straub, Hilo Benioff, or a specialist on the mainland.
How Medigap worksStandalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksAdvantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Med-QUEST.
About SNPsQuestions from Kihei
Maui County typically offers Medicare Advantage plans from Kaiser Permanente (island of Maui), HMSA’s neighbor island plans and some national carriers, every Medigap company licensed in Hawaii, and the full Part D lineup, changing each plan year.
A Medigap policy with Original Medicare works anywhere in the U.S. Most Advantage HMOs cover only emergencies outside their service area; HMSA’s visitor/traveler program extends in-network costs to a list of mainland states for some plans, and we get that in writing. See our Neighbor Islands guide.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Nearby
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, HI License #18580338), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 13, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Hawaii SHIP at 1-888-875-9229.