Medicare help · East & Clovis–Portales
Clovis and Portales have Plains Regional Medical Center, Roosevelt General, the Cannon AFB retiree community, and Lubbock and Amarillo ninety minutes east for specialty care.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Clovis
Curry County offers a moderate Advantage menu, every Medigap carrier in New Mexico and the full Part D lineup. Plains Regional Medical Center in Clovis belongs to Presbyterian, whose health plan is leaving most of the Advantage market for 2027, so the local lineup is being redrawn this fall. Roosevelt General Hospital in Portales serves the county to the south, and for anything beyond them the road runs east into Texas.
Cannon Air Force Base adds a large TRICARE For Life community, for whom the Medicare decision is mostly Part B timing and whether an MA-only plan’s extras are worth it. Our Cannon AFB page walks through it.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
Clovis, Portales, Texico, Melrose, Fort Sumner, Grady, Cannon AFB housing areas.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. A plan leaving your county opens a Special Enrollment Period, and from January 1, 2027, New Mexico adds a 60-day Medigap birthday window.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — so your hospital system, your county and your prescriptions matter, and so does whether the carrier will still be here next year.
How Advantage worksMedigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — UNM, Christus St. Vincent, a specialist in El Paso or Denver, or the clinic in your county seat.
How Medigap worksStandalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksAdvantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Turquoise Care (New Mexico Medicaid).
About SNPsQuestions from Clovis
Curry County typically offers a moderate Medicare Advantage menu, every Medigap carrier in New Mexico, and the full Part D lineup, set by ZIP code and changing each plan year. Presbyterian’s exit for 2027 changes the lineup this fall.
With Original Medicare and a Medigap policy, yes. With an Advantage plan, only if the Texas provider is in that plan’s network or the plan covers out-of-network care. We confirm before you enroll.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Nearby
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, NM License #18580338), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 13, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or New Mexico SHIP at 800-432-2080.