Medicare help · The Grand Strand
Myrtle Beach is a relocation market first: retirees from Ohio, New York and Pennsylvania arrive already on Medicare, then choose among Grand Strand Medical Center, Conway Medical Center, Tidelands and McLeod Seacoast.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Myrtle Beach
Horry County offers a wide Advantage menu, every Medigap carrier in South Carolina and the full Part D lineup, and its lineups change every October as carriers chase its growth. HCA’s Grand Strand Medical Center in Myrtle Beach, Conway Medical Center, Tidelands Waccamaw in Murrells Inlet and McLeod Health Seacoast in Little River each sign their own contracts.
For most of the people we help here the first question is what the move did to the plan they had: an Advantage plan from up north ended at the county line, opening a Special Enrollment Period and a guaranteed-issue Medigap window; a Medigap policy from home keeps working. Our moving guide covers it, including what a hurricane declaration does to your deadlines.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
Myrtle Beach, North Myrtle Beach, Surfside Beach, Garden City, Murrells Inlet, Carolina Forest, Socastee, Little River, Longs, Loris.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Moving to South Carolina, losing a plan, or a FEMA hurricane declaration each open a Special Enrollment Period.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — so your providers, your county and your prescriptions matter.
How Advantage worksMedigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — MUSC, Prisma, Duke or Emory across the line, or the hospital in your county seat.
How Medigap worksStandalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksAdvantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Healthy Connections Medicaid.
About SNPsQuestions from Myrtle Beach
Horry County typically offers a wide Medicare Advantage menu, every Medigap carrier in South Carolina, and the full Part D lineup, set by ZIP code and changing each plan year.
A permanent move gives you a Special Enrollment Period to pick a plan sold in your new county, and leaving a Medicare Advantage plan because you moved out of its service area is a federal guaranteed-issue event: you can buy certain Medigap plans without health questions, generally within 63 days of the old coverage ending. South Carolina has no birthday rule afterward, so decide inside the window.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, SC License #18580338), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 13, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or I-CARE (South Carolina SHIP) at 800-868-9095.