Medicare help · Houston Metro & Gulf Coast
The Woodlands, Conroe and Spring have Houston’s big systems on their doorstep — Methodist, Memorial Hermann, St. Luke’s and MD Anderson all have campuses here — and Montgomery County’s own plan lineup.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in The Woodlands
Montgomery County offers a deep Advantage menu, every Medigap carrier in Texas and the full Part D lineup. Houston Methodist The Woodlands, Memorial Hermann The Woodlands, St. Luke’s The Woodlands and MD Anderson The Woodlands each contract separately, and HCA’s Conroe hospital adds a fifth.
The Woodlands is also one of Texas’s largest retirement destinations, and many residents split the year elsewhere; our Winter Texans guide covers which plans travel.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
The Woodlands, Conroe, Spring, Shenandoah, Oak Ridge North, Magnolia, Montgomery, Willis.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. A plan leaving your county opens a Special Enrollment Period.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — so your providers, your county and your prescriptions matter.
How Advantage worksMedigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — MD Anderson, Mayo, or a clinic in the Valley.
How Medigap worksStandalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksAdvantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Texas Medicaid.
About SNPsQuestions from The Woodlands
Montgomery County typically offers a deep Medicare Advantage menu, every Medigap carrier in Texas, and the full Part D lineup, set by ZIP code and changing each plan year.
MD Anderson contracts with some Advantage plans and not others, changing year to year, and accepts Original Medicare and any Medigap policy. We confirm before you enroll.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, TX License #2514981), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 4, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Texas HICAP at 800-252-9240.