Care close to home
Major care in the area includes:
- BSA Health System
- Northwest Texas Healthcare System
- Amarillo VA Health Care System
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
Medicare help · West Texas, the Panhandle & the Permian Basin
Medicare help in Amarillo, Texas
Amarillo serves the whole Panhandle, and the Panhandle’s rural counties were among the hardest hit by the 2026 Advantage withdrawals. BSA and Northwest Texas are the two systems.
No cost, no obligation, no pressure.
Request your free Medicare review
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Amarillo
What to know before you compare plans in Potter County
Potter and Randall counties offer a moderate Advantage menu, every Medigap carrier in Texas and the full Part D lineup. BSA Health System and Northwest Texas Healthcare contract with different carriers, and because patients drive in from Dumas, Pampa, Hereford and Borger, a plan’s network has to reach the whole top of Texas.
Many Panhandle counties now have one or two Advantage plans or none. Original Medicare with a Medigap policy works at BSA and Northwest alike, and at the Amarillo VA for veterans who carry both.
Communities we serve
Amarillo, Canyon, Dumas, Pampa, Borger, Hereford, Dalhart, Perryton.
When you can enroll
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. A plan leaving your county opens a Special Enrollment Period.
Your options
Which kind of plan fits you in Amarillo?
Medicare Advantage
All-in-one Part C plans, often $0 premium, that use a local network — so your providers, your county and your prescriptions matter.
How Advantage worksMedicare Supplement
Medigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — MD Anderson, Mayo, or a clinic in the Valley.
How Medigap worksPart D drug plans
Standalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksSpecial Needs Plans
Advantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Texas Medicaid.
About SNPsQuestions from Amarillo
Frequently asked questions
Which Medicare plans are available in Amarillo?
Potter and Randall counties typically offer a moderate Medicare Advantage menu, every Medigap carrier in Texas, and the full Part D lineup. Rural Panhandle counties have fewer Advantage plans and some lost plans for 2026.
My plan pulled out of my Panhandle county. What now?
For the 2026 plan year UnitedHealthcare and Humana withdrew Medicare Advantage plans from a number of rural Texas counties, and Humana has announced further reductions for 2027. A plan leaving your county gives you a Special Enrollment Period and, in most cases, a guaranteed-issue right to a Medigap policy without health questions.
How much does your help cost?
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Nearby
Medicare help in neighboring areas
Ready when you are
Let’s find your Amarillo Medicare plan together.
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, TX License #2514981), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 4, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Texas HICAP at 800-252-9240.