Health systems
- University Health
- Methodist Healthcare
- Baptist Health System
- Christus Santa Rosa
- Brooke Army Medical Center (military)
- Laredo Medical Center
- Uvalde Memorial
Each contracts differently with each plan; we check your doctors first.
Medicare by region · San Antonio, New Braunfels, Laredo & the brush country
Medicare help across San Antonio and South Texas
Bexar, Comal, Guadalupe, Webb and the brush-country counties — Military City USA, Joint Base San Antonio, and a care map split between University Health, Methodist, Baptist and Christus.
No cost, no obligation, no pressure.
Request your free Medicare review
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in the region
San Antonio & South Texas: what shapes the choice here
San Antonio is one of the most Advantage-heavy Medicare markets in America, with University Health, Methodist, Baptist and Christus each contracting on their own terms and a large military-retiree population using TRICARE For Life on top of Medicare. The plan that fits a retired master sergeant in Universal City is rarely the plan that fits a retiree in Alamo Heights.
South and west of the city, the menu thins fast. Laredo, Del Rio, Eagle Pass and Uvalde each rely on one or two hospitals, and rural South Texas was among the areas where carriers pulled plans for 2026.
Local plans to know: Bexar County has one of the highest Medicare Advantage enrollment rates of any large county in the country, and a large TRICARE For Life population that changes what “best plan” means. Webb County (Laredo) and the brush-country counties have thin menus and, for 2026, carrier withdrawals.
Counties: Bexar, Comal, Guadalupe, Wilson, Atascosa, Medina, Kendall, Webb, Val Verde, Uvalde, Frio, Kinney, Maverick.
Cities in this region
When you can enroll
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. A plan leaving your county opens a Special Enrollment Period.
Your options
Which kind of plan fits you?
Medicare Advantage
All-in-one Part C plans, often $0 premium, that use a local network — so your providers, your county and your prescriptions matter.
How Advantage worksMedicare Supplement
Medigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — MD Anderson, Mayo, or a clinic in the Valley.
How Medigap worksPart D drug plans
Standalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.
How Part D worksSpecial Needs Plans
Advantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Texas Medicaid.
About SNPsQuestions from San Antonio
Frequently asked questions
Which Medicare plans are available in San Antonio?
Bexar County typically offers a wide Medicare Advantage menu, every Medigap carrier in Texas, and the full Part D lineup. Webb County and the rural counties south and west have fewer Advantage plans. We compare what is sold at your address.
I have TRICARE For Life. Which plan should I look at?
With TFL you already have a supplement-like layer and creditable drug coverage, so a Medigap policy and a Part D plan are usually unnecessary. An MA-only Advantage plan can add dental or vision without duplicating drug coverage. See our Joint Base San Antonio and Veterans pages.
How much does your help cost?
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Ready when you are
Let’s find the right plan for life in San Antonio.
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338, TX License #2514981), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 4, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Texas HICAP at 800-252-9240.