ManhattanLife Coverage You Can Price and Buy Online
Every product below has its own page and its own enrollment link. Enter your ZIP code and date of birth on the company's page, see your price, and apply if you like what you see. You never have to talk to anyone, and the price is the same if you would rather we did it with you.
Choose by what you are worried about
Dental, vision and hearing
Dental, Vision & Hearing Select
A dental policy you can buy on its own or add vision, hearing or both to. Guaranteed issue, guaranteed renewable for life, and you choose a policy year maximum of $1,000, $1,500, $3,000 or $5,000.
Dental, Vision & Hearing
Dental, vision and hearing together in one plan, guaranteed issue for ages 18 to 85 and guaranteed renewable for life. Glasses and contacts carry a 6 month wait and hearing aids a 12 month wait.
Cancer, heart attack and stroke
Cancer, Heart Attack and Stroke
A lump sum paid on diagnosis of cancer, or on a heart attack or stroke, sold together or apart. Issue ages 20 to 84 and a benefit of $5,000 to $75,000 for each. Without its rider, each pays once and then ends.
Critical Protection and Recovery
Critical illness cover paying a first occurrence benefit of $5,000 to $20,000, and half of that on a later reoccurrence, with no lifetime maximum. Issue ages 18 to 64. Policy CI-A does not cover cancer. Policy CI-B does.
Cancer Care Plus
Cancer Care Plus pays toward the cost of treating cancer and a closed list of twenty-seven named dread diseases, line by line, rather than as a lump sum on diagnosis. Issue ages 18 to 69, with four plans to choose from.
Hospital bills
Hospital Indemnity Select
A daily cash benefit paid to you for hospital observation or confinement. Issue ages 18 to 89 and guaranteed renewable for life, with a design that changes at age 64 and a half.
Accidents
Accident Insurance (PAID Enhanced)
An accident policy for ages 18 to 84, guaranteed renewable for life. Choose 24-hour cover, or off-the-job only for a lower premium, and one unit or two. It pays only for accidents, never for illness.
24 Hour Accident Expense Plan
Accident cover on the job or off it, for ages 18 to 74 and guaranteed renewable to age 80, in one or two units. It pays on top of other insurance, and it pays only for accidents.
Care at home or in a facility
Home Health Care Select
Daily cash for covered care in your home after an illness or injury: a daily maximum of $150, $300 or $450 for up to 365 days. Issue ages 45 to 89, guaranteed renewable for life.
Home Health Care Enhanced
Daily cash for covered care in your home, a daily maximum of $150, $300 or $450, with homemaker services on top. Issue ages 18 to 89 and guaranteed renewable for life.
Home Health Care
ManhattanLife's availability map, revised 11/13/2024, shows this plan in Kansas and Kentucky only. In most other states the company shows Home Health Care Select instead.
OmniFlex Short-Term Care
A daily cash benefit for a stay in a nursing home, assisted living or hospice, for ages 45 to 89 from Standard Life and Casualty, a ManhattanLife company. The benefit starts at 50% of what you elect and reaches it on the fifth policy anniversary.
Under 65
Affordable Choice
Fixed cash benefits for hospital stays, surgery and doctor visits for ages 18 to 64, on four plan levels. It pays set amounts regardless of the bill, and it is fully medically underwritten, so it is not guaranteed acceptance.
Specified Disease
Up to $500,000 of additional calendar year coverage for a named list of serious conditions, with a deductible of $25,000 to $100,000. ManhattanLife describes it as a rider on Affordable Choice, for ages 18 to 64.
First Choice Blue Ribbon Series
Hospital indemnity for the years before Medicare, on four plans designed around different starting points, for applicants 18 to 65. It is meant to sit beside a major medical plan and absorb what that plan leaves you to pay.
Out-of-Pocket Protection Plan
A hospital admission benefit of $2,500, $5,000 or $6,350 once a year, sized against the most your major medical plan can leave you to pay. It requires major medical, and it ends when you become insured under Medicare.
Life insurance
Secure Advantage Final Expense
Whole life final expense cover from Standard Life and Casualty, a ManhattanLife company. The brochure says there is no waiting period for full coverage, for issue ages 0 to 85, with a maximum benefit that falls as age rises.
Not sure which? Ask for a call back
Tell us how to reach you and which state you are in. A licensed agent calls back, usually the same business day, and will tell you plainly if you do not need any of these.