Darin Weidauer, licensed insurance agent · NPN 18580338National number (424) 295-0627 · darinweidauer@ecos.care
ManhattanLife · Buy online or by phone

Specified Disease

Up to $500,000 of additional calendar year coverage for a named list of serious conditions, with a deductible of $25,000 to $100,000. ManhattanLife describes it as a rider on Affordable Choice, for ages 18 to 64.

See your price and apply Or call (424) 295-0627

Takes a couple of minutes on the company's own page. The price is the same either way.

This product does not constitute comprehensive health insurance coverage (often referred to as, “major medical coverage”). Therefore, this product does not satisfy the requirement of Minimum Essential Coverage under the Federal Patient Protection and Affordable Care Act. For additional information, you can contact us, refer the official federal website at www.healthcare.gov, or call their toll-free number at 800-318-2596.

In brief

Specified Disease at a glance

What it is
Up to $500,000 of additional calendar year coverage for a named list of serious conditions, with a deductible of $25,000 to $100,000. ManhattanLife describes it as a rider on Affordable Choice, for ages 18 to 64.
Who can apply
18 to 64, as individual, individual and spouse, individual and children, or family. Not available for children-only coverage.
Where to buy
Online, on ManhattanLife's own enrollment page, or by phone with licensed agent Darin Weidauer at (424) 295-0627.

Read against the company's own material by Darin Weidauer, licensed insurance agent, NPN 18580338, on November 2, 2026. Benefits and availability vary by state, and the policy issued to you governs.

Honest fit

Who this suits, and who it does not

Worth considering if…

  • You hold Affordable Choice, or are buying it, and worry about a catastrophic diagnosis.

Probably not for you if…

  • You could not pay a deductible of at least $25,000.
  • You live in California, Colorado, Indiana, New Mexico, Texas, Utah or Washington, which the company's June 2026 list does not include.
  • You want children-only coverage.
What it pays

Specified Disease, benefit by benefit

Manhattan Life

Specified Disease

Not available in California, Colorado, Indiana, New Mexico, Texas, Utah, Washington. Call us and we will tell you what we can place there.

Every benefit below is transcribed from ManhattanLife's Specified Disease Rider flyer AFC7010-SDR_1125, and from ManhattanLife's newsroom announcement of November 18, 2025. Benefits, amounts and riders vary by state; the policy issued to you governs.

  • Up to $500,000 of additional coverage Included

    A calendar year maximum of $250,000 or $500,000, with a lifetime maximum of $2,000,000.

  • Choose the deductible Included

    $25,000, $50,000, $75,000 or $100,000.

  • The conditions it names Included

    Amputation; amyotrophic lateral sclerosis (ALS); angioplasty; implantable cardiac defibrillator; joint replacement; major organ failure or major organ transplant; internal cancer; coronary artery bypass surgery; end stage renal failure; heart attack; heart valve surgery; pacemaker implant; ruptured aneurysm; and ischemic or hemorrhagic stroke.

Specified Disease on its own page, with its own enrollment link.

Confirm these two before you sign

None of these appear in the sales brochure, and each changes what the policy is worth to you. Ask for them in writing, in the policy and the outline of coverage for your state, and do not take our word or anyone else's for it.

  • Whether what you are buying is the rider. ManhattanLife's enrollment link calls this product Specified Disease. Everything the company publishes describes a rider on Affordable Choice, and we hold nothing describing it as a policy on its own. Check what the quote screen offers you.
  • Pre-existing conditions and exclusions. The flyer does not set them out. Read the rider for your state before you apply.
Issue ages
18 to 64, as individual, individual and spouse, individual and children, or family. Not available for children-only coverage.
Underwriting
It can be added to an existing Affordable Choice policy at any time, with underwriting approval of the application.

Required disclosures from Manhattan Life

THIS POLICY PROVIDES LIMITED BENEFITS.

Benefits and riders may vary by state and may not be available in all states.

What it costs

Price it yourself, for your own state

We publish no price, because yours depends on your age, your state and the plan you choose. The enrollment page answers whether it is sold where you live and what it would cost you, and you can apply there and then.

See your price and apply

Want to see it beside other companies first? Affordable Choice, the plan this rider is added to.

Straight answers

Questions about Specified Disease

Which conditions does it cover?

Only those named below. A condition not on the list is not covered.

Can I buy Specified Disease online without talking to anyone?

Yes, where it is sold. The link on this page goes to ManhattanLife's own enrollment page, set to this agency. It asks for your ZIP code and date of birth, shows your price and lets you apply.

Does it cost more to buy through an agent?

No. The price is the same whichever route you take, because our commission is paid out of the company's filed rate.

Is ECOS Insurance Solutions the same company as ManhattanLife?

No. ECOS Insurance Solutions is an independent agency led by Darin Weidauer, NPN 18580338. The insurance company on your policy issues it and pays its claims.

Not ready to apply? Ask for a call back

Tell us how to reach you and which state you are in. A licensed agent calls back, usually the same business day, and will tell you plainly if this is not the right policy for you.

ECOS Insurance Solutions is an independent insurance agency. It is not ManhattanLife, and it is not connected with or endorsed by the United States government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent may contact you.