Medicare by region · Chillicothe, Portsmouth, Logan, Jackson, Hillsboro & the Hocking Hills

Medicare help across South Central Ohio

Ross, Scioto, Pike, Jackson, Adams, Highland, Vinton and Hocking counties — Adena in Chillicothe, Southern Ohio Medical Center in Portsmouth, the Chillicothe VA, and Columbus specialists an hour up Route 23.

No cost, no obligation, no pressure.

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Medicare in the region

South Central Ohio: what shapes the choice here

South Central Ohio has two regional systems, Adena in Chillicothe and Southern Ohio Medical Center in Portsmouth, a ring of small county hospitals, and Columbus an hour north for anything they refer out. Advantage menus are moderate in Ross and Scioto counties and short in Vinton, Pike and Adams, and several counties saw plans withdrawn for 2026.

The region also has one of Ohio’s larger veteran populations relative to its size, served by the Chillicothe VA Medical Center; how VA care coordinates with Medicare is on our Veterans page. We compare what is sold at your ZIP code with your doctors, the pharmacy you actually use, and any retiree or VA coverage in hand, and serve every town in the region by phone and video.

What to watch: Adena serves most of the region and refers to Columbus; SOMC anchors the Portsmouth end. The Chillicothe VA is a full medical center and the mental-health referral center for southern Ohio, so a lot of veterans here carry VA care and Medicare together, and the Part B timing rule matters.

Counties: Ross, Pike, Scioto, Adams, Highland, Jackson, Vinton, Hocking.

Health systems

  • Adena Health (Chillicothe)
  • Southern Ohio Medical Center (Portsmouth)
  • Chillicothe VA Medical Center
  • Adena Pike Medical Center (Waverly)
  • Hocking Valley Community Hospital (Logan)

Each contracts differently with each plan; we check your doctors first.

Cities in this region

We serve every town in the region by phone and video.

When you can enroll

Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. A plan leaving your county opens a Special Enrollment Period.

Your options

Which kind of plan fits you?

Medicare Advantage

All-in-one Part C plans, often $0 premium, that use a local network — so which hospital system your doctors belong to, your county and your prescriptions matter.

How Advantage works

Medicare Supplement

Medigap pairs with Original Medicare and lets you see any provider nationwide that accepts Medicare — Cleveland Clinic, the James, or a clinic in Florida in February.

How Medigap works

Part D drug plans

Standalone drug coverage chosen around your medications and pharmacy. 2026 out-of-pocket cap: $2,100.

How Part D works

Special Needs Plans

Advantage plans built for a chronic condition, for nursing-facility care, or for people with both Medicare and Ohio Medicaid (MyCare Ohio).

About SNPs

Questions from South Central Ohio

Frequently asked questions

Which Medicare plans are available in Chillicothe and Portsmouth?

Ross and Scioto counties typically offer a moderate Medicare Advantage menu, every Medigap carrier in Ohio, and the full Part D lineup. The smaller counties around them have fewer Advantage plans and some lost plans for 2026.

I use the Chillicothe VA. Do I still need Part B?

In most cases, yes. VA medical care is not creditable coverage for Part B, so delaying it can trigger a permanent penalty and leaves you without coverage at Adena, SOMC or a Columbus hospital. VA pharmacy is creditable for Part D.

How much does your help cost?

Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.

Ready when you are

Let’s find the right plan for life in South Central Ohio.

A short, friendly conversation — no pressure, no cost.